Consumer Credit in Europe Risks and Opportunities of a Dynamic Industry /

• Main Author: Vandone, Daniela. (Author)
• Corporate Author: SpringerLink (Online service)
• Format: Electronic
• Language: English
• Published: Heidelberg : Physica-Verlag HD, 2009.
• Series: Contributions to Economics,
• Subjects: Economics.; Europe > Economic policy.; Finance.; Economics/Management Science.; Financial Economics.; Finance/Investment/Banking.; European Integration.
• Online Access: https://ezaccess.library.uitm.edu.my/login?url=http://dx.doi.org/10.1007/978-3-7908-2101-7

Consumer credit has become a topical issue for researchers, regulators and the banking industry in Europe as a result of increasing market integration, regulatory changes and a growing tendency of households to use debt to finance consumption. This study uses a cross-country approach to look at a br...

Table of Contents:

• Introduction.-The Determinants of Consumer Credit: A Review of the Literature.-Household Consumer Credit Demand
• The Profitability of the Consumer Credit Industry
• From Indebtedness to Over-Indebtedness
• Regulatory Framework
• References.